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The Cautious Managed Fund: Perfectly balanced. ISA / PEP transfers now with no initial charge (until 30 September, 2004). The Cautious Managed Fund. Ideal investment consolidation vehicle. Blended portfolio of bonds & equities. Actively managed. No initial charge on transfers. With an extra 0.5% discount (until 30 September 2004) and 4% commission, you can now transfer your client's PEP or ISA with no ititial charge. Click here for full details.